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Subprime Kings: frequently asked questions

Short answer

Subprime Kings builds dealer-owned systems that bring in fresh, exclusive full credit applications for independent used-car dealers in the US and Canada, using Meta ads, a CRM and AI voice and text follow-up. Below are the questions dealers ask us most.

What is Subprime Kings?

Subprime Kings is a growth partner for independent used-car dealerships in the United States and Canada. It builds a dealer-owned system of Meta ads, credit application funnels, CRM automation and AI voice and text follow-up that brings in fresh, exclusive full credit applications from subprime and near-prime buyers.

Is Subprime Kings a lead vendor?

No. Subprime Kings does not sell leads. Ads run on the dealer's own page and the applications go only to that dealer. They are never shared, rented, recycled or resold.

What kind of leads does Subprime Kings deliver?

Full credit applications with consent to pull credit: income, employer, housing and contact details, from buyers who applied through the dealer's own ads. Subprime Kings also runs inventory ads for in-stock cars.

Who owns the leads and the data?

The dealership. The ads run on the store's own page, and the credit applications land in the store's own pipeline.

How much does Subprime Kings cost?

There is a one-time build fee, then Subprime Kings is paid a share of the gross it helps produce under a 12-month performance agreement. Ad spend is separate and paid by the dealer to Meta. Exact terms depend on the store and are covered on the strategy call.

Is ad spend included?

No. The dealer pays Meta directly for ad spend. The budget is set with you based on your market and goals.

Does Subprime Kings guarantee approvals or sales?

No. Lenders and the dealership's process decide approvals and sales. Subprime Kings builds the lead flow and follow-up system; results depend on market, budget, inventory, lenders and how the team works the leads.

Does Subprime Kings work with dealers in Canada?

Yes. Subprime Kings works with independent used-car dealers across the United States and Canada.

Does it work for buy here pay here dealers?

Yes. Subprime Kings has worked with buy here pay here and special finance stores as well as traditional used-car dealers that sell subprime deals.

How fast does follow-up happen?

AI text follow-up is set up to respond to new credit applications within seconds, at any hour, with AI calls during allowed calling hours. Warm conversations are handed to your team.

Do I need to change my CRM?

Not always. Subprime Kings builds the pipeline and follow-up around the lead flow and can connect to dealer systems; whether it replaces your current CRM depends on your setup.

What does the dealership need to do?

Follow up every day, collect documents, structure deals with lenders and deliver cars. Stores that also film content for their ads and respond quickly to the Subprime Kings team tend to do best.

Who is Subprime Kings not a fit for?

Stores without subprime lender access, stores that won't follow up on leads, franchise stores with no subprime department, and anyone looking for guaranteed approvals or just another list.

Who runs Subprime Kings?

Subprime Kings was founded by Jacques West. Subprime Kings Corporation is a Delaware corporation with a mailing address in Milton, Delaware.

How do I get started?

Book a 30-minute strategy call. Subprime Kings looks at your market, current lead flow and team, and tells you straight if the math works for your store.